Back to paceyman and the original question, "Who to believe" - is your question answered!?
BTW: If you DO go for 50:1 over 32:1 . . . I did a little number crunching and guesstimate that you'd save enough to be able to take your lady out to McDonalds for every 1,000 miles you ride!! YIPPEEEE!
"No farmer ever plowed a field by turning it over in his mind" -George E. Woodbury