I have never had a problem with my bike, but I havn't realy ridden it that much. We were going up a small hill and right at the top, my bike just stopped, like you had pulled in the clutch or the chain fell off.
The clutch lever was sloppy like the cable had broken or somthing. well, we layed it over and pulled the clutch cover off to look at it. It looked fine except that we noticed that the plates were not tight.
Got back to camp and I called it a weekend.
I had it apart according to the service manual and for the life of me I can't get the clutch hub nut off. So I said screw it and i would ask here if I was doing something wrong.

I put it back together and now i have a good feeling clutch lever, like it is disingaging now, however i cant spin the back tire with it in gear. It wants to turn the motor over even with the lever pulled in.
When I put the springs and their bolts back on I pulled on the part it threads into and it moved towards me so I tightened them up untill the springs bottomed out and just snugged them as I don't have my torque wrench here at my house.
Could the clutch springs have loosened up or maybe just worn beyond
usefull service? I don't want to even start it untill I get this figured out.
Any thoughts would be appreciated.
Thanks Guys!!